By using Homeowners Insurance (the “Site”), or any of the Site’s Content, you agree to and are subject to the following terms and conditions (the “Terms”). If you do not fully agree to these Terms, you may not access the Site. You need to read through all the Terms thoroughly.The Terms represent a legally binding agreement between you and Homeowners Insurance.

1. Our Services. PLEASE NOTICE THAT WE ARE NOT A PARTY TO ANY INSURANCE OR OTHER TRANSACTION. We do not sell any insurance or other products that you can see on the Site. Instead, the Site constitutes a way to permit insurance providers, insurance agents and other parties considered customers of our Site (each, a “Provider”) to promote for sale and sell, in a variety of formats, insurance and other permitted products to consumers (each, a “Prospect”) who have browsed one of our partner sites and applied to receive insurance from a Provider (the “Service”). We are not involved in the actual deal between any Prospect and any Provider.

2. Updates to our Site. We may change any aspect of the Site at any time.

3. Your E-mail Address and Our Privacy Policy. When using the Site for sending a request to us, you are in agreement to permit the Site and our affiliates to include your e-mail address to user database.

4. Data Transmittal. All customers agree that, regardless of such user’s physical location, we may save and process any data transmitted to the Site from such user at any location in the world.

5. Links to Third-Party Sites. This Site may have pointers to other Internet sites. Links from and to the Site to other websites, maintained by third parties, do not constitute an endorsement by us of such third-party websites or the contents thereof.